[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aozpo.sk\/ako-vykalkulovat-vhodnu-vysku-pzp\/#Article","mainEntityOfPage":"https:\/\/www.aozpo.sk\/ako-vykalkulovat-vhodnu-vysku-pzp\/","headline":"Ako vykalkulova\u0165 vhodn\u00fa v\u00fd\u0161ku pzp?","name":"Ako vykalkulova\u0165 vhodn\u00fa v\u00fd\u0161ku pzp?","description":"V podstate m\u00f4\u017eeme poveda\u0165, \u017ee povinnos\u0165 pzp u\u017e nie je pre n\u00e1s \u017eiadnou novinkou. Pzp \/povinn\u00e9 zmluvn\u00e9 poistenie\/ mus\u00ed ma\u0165 vybaven\u00e9 ka\u017ed\u00fd, kto vyu\u017e\u00edva automobil. Dokonca aj t\u00ed, ktor\u00ed ho nevyu\u017e\u00edvaj\u00fa a\u017e tak \u010dasto. Zamestnanci pol\u00edcie toti\u017e maj\u00fa taktie\u017e povinnos\u0165 a to p\u00fdta\u0165 si od V\u00e1s potvrdenie, \u017ee m\u00e1te uzavret\u00e9 pzp. Samozrejme iba v pr\u00edpade, […]","datePublished":"2018-02-22","dateModified":"2018-02-22","author":{"@type":"Person","@id":"https:\/\/www.aozpo.sk\/author\/#Person","name":"","url":"https:\/\/www.aozpo.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d6cba3ab97c30e0df0e32548954cb6b1550f4672bd3a4687bf1118b122d757e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d6cba3ab97c30e0df0e32548954cb6b1550f4672bd3a4687bf1118b122d757e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aozpo.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.aozpo.sk\/wp-content\/uploads\/img_a287095_w2010_t1524421168.jpg","url":"https:\/\/www.aozpo.sk\/wp-content\/uploads\/img_a287095_w2010_t1524421168.jpg","height":0,"width":0},"url":"https:\/\/www.aozpo.sk\/ako-vykalkulovat-vhodnu-vysku-pzp\/","wordCount":488,"articleBody":"V podstate m\u00f4\u017eeme poveda\u0165, \u017ee povinnos\u0165 pzp u\u017e nie je pre n\u00e1s \u017eiadnou novinkou. Pzp \/povinn\u00e9 zmluvn\u00e9 poistenie\/ mus\u00ed ma\u0165 vybaven\u00e9 ka\u017ed\u00fd, kto vyu\u017e\u00edva automobil. Dokonca aj t\u00ed, ktor\u00ed ho nevyu\u017e\u00edvaj\u00fa a\u017e tak \u010dasto. Zamestnanci pol\u00edcie toti\u017e maj\u00fa taktie\u017e povinnos\u0165 a to p\u00fdta\u0165 si od V\u00e1s potvrdenie, \u017ee m\u00e1te uzavret\u00e9 pzp. Samozrejme iba v pr\u00edpade, ak sa prev\u00e1\u017eate automobilom. Je to z\u00e1konom dan\u00e1 povinnos\u0165 pre obidve strany. Preto\u017ee sa to stalo ur\u010ditou zodpovednos\u0165ou. Va\u0161ou zodpovednos\u0165ou vo\u010di ostatn\u00fdm \u00fa\u010dastn\u00edkom cestnej prem\u00e1vky. Ale plat\u00ed to aj v opa\u010dnom pr\u00edpade, ak budete obe\u0165ou Vy. Ak pochyb\u00ed in\u00fd \u0161of\u00e9r a sp\u00f4sob\u00ed po\u0161kodenie vozidla V\u00e1m. Skr\u00e1tka \u010dlovek sa mus\u00ed preuk\u00e1za\u0165 t\u00fdm, \u017ee odklad\u00e1 peniaze, ktor\u00fdmi m\u00f4\u017ee \u0161kodu sp\u00f4soben\u00fa pr\u00edpadnou nedopatrenou hav\u00e1riou uhradi\u0165. Lep\u0161ie povedan\u00e9, uhrad\u00ed to Va\u0161a pois\u0165ov\u0148a, do ktorej odklad\u00e1te peniaze pre tak\u00fdto pr\u00edpad. Tak\u017ee vrav\u00edme o povinnej poistke.Pri sp\u00f4sobenej nehode mus\u00ed Va\u0161a pois\u0165ov\u0148a disponova\u0165 finan\u010dn\u00fdmi prostriedkami, ktor\u00fdmi by \u0161kodu uhradila, inak m\u00f4\u017ee vznikn\u00fa\u0165 probl\u00e9m. Probl\u00e9m siahaj\u00faci a\u017e ku krimin\u00e1lu. Zaplaten\u00edm \u0161kody sa mu v\u0161ak vyhnete. Sp\u00f4soben\u00e1 \u0161koda v\u0161ak m\u00f4\u017ee ma\u0165 r\u00f4zny rozsah. Nevraviac o ne\u00famyselnom usmrten\u00ed druh\u00e9ho vodi\u010da. No aj tak\u00e9to smutn\u00e9 veci sa meraj\u00fa peniazmi a pois\u0165ov\u0148a V\u00e1m v tomto smere m\u00f4\u017ee pom\u00f4c\u0165 takisto, aspo\u0148 \u010do sa t\u00fdka finan\u010dn\u00e9ho vyrovnania, ktor\u00e9 v\u0161ak v takomto pr\u00edpade nebude mal\u00e9. Chcem t\u00fdm poveda\u0165, \u017ee m\u00f4\u017ee vznikn\u00fa\u0165 \u0161koda r\u00f4znych rozmerov, no m\u00e1me na v\u00fdber aj r\u00f4zne druhy poistky.Ktor\u00e1 je ale t\u00e1 spr\u00e1vna pr\u00e1ve pre n\u00e1s? O tom m\u00e1te mo\u017enos\u0165 rozhodn\u00fa\u0165 Vy a to hlavne pomocou internetu a pzp kalkula\u010dky. Vyberte si poistku, ktor\u00fa uzn\u00e1te za vhodn\u00e9. Aby ste neplatili zbyto\u010dne ve\u013ea, no na druhej strane, aby Va\u0161a poistka disponovala sumou, ktorou bude mo\u017en\u00e9 nepr\u00edjemnos\u0165 uhradi\u0165. Tak\u017ee v tomto smere sa mus\u00edme pozrie\u0165 na r\u00f4zne faktory a to napr\u00edklad, ako \u010dasto automobilom jazd\u00edme a ak\u00e9 s\u00fa na\u0161e vodi\u010dsk\u00e9 sk\u00fasenosti, \u010di ak\u00e1 je na\u0161a zru\u010dnos\u0165 za volantom. Potom sa treba pozrie\u0165 na to, akou trasou jazd\u00edme. Je t\u00e1 trasa n\u00e1chyln\u00e1 k nehode? Nach\u00e1dza sa na tom \u00faseku ve\u013ea vodi\u010dov? Alebo jazd\u00edte cez k\u013eudnej\u0161iu trasu? Tieto odpovede u\u017e mus\u00edm necha\u0165 iba na V\u00e1s, ka\u017edop\u00e1dne pod\u013ea t\u00fdch odpoved\u00ed si vyberte i vhodn\u00e9 poistenie a to asi najlep\u0161ou cestou- cez spom\u00ednan\u00fd internet a pzp kalkula\u010dku. T\u00fdmto \u0161t\u00fdlom m\u00f4\u017eete \u013eahko u\u0161etri\u0165 a\u017e 10%.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako vykalkulova\u0165 vhodn\u00fa v\u00fd\u0161ku pzp?","item":"https:\/\/www.aozpo.sk\/ako-vykalkulovat-vhodnu-vysku-pzp\/#breadcrumbitem"}]}]